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The Beginning Of The End

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16 Sickening Facts That Show How Members Of Congress And Federal Workers Are Living The High Life At Your Expense

Once upon a time, working for the federal government was considered to be a sacrifice and it often involved a significant reduction in pay.  Millions of Americans felt that serving their country and making a difference more than made up for the reduced wages that they would receive.  Unfortunately, those days are long gone.  Today, the federal government is the place to go if you want a cushy, high paying job with tons of benefits.  It is incredibly hard to be fired from a federal job, and if you stick around long enough you will be guaranteed a huge pension for the rest of your life.  The laziness at some federal agencies is absolutely legendary.  Trust me, I used to work in Washington D.C. and I have seen the mindset firsthand.  Some federal buildings are absolute ghost towns at 5:01 PM.  Hordes of federal workers are just putting in their time, collecting their fat paychecks and counting down the days until retirement.  And members of Congress are some of the worst (Read More....)

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The Truth About The Masses & Their Finances

We’re entering into a phase of American society that is undoubtedly going to be rather tumultuous and interesting. There are big changes in the works that take years to materialize, but the impact of them will be nothing short of massive. I’m going to attempt to outline some of these major developments.

The area I’m discussing here is mostly financial but the ramifications spread outside the realm of finances. We’re going to start with demographics. In America and other developed countries, we have a bit of a conundrum as aged workers enter the latter years of their life where they have had embedded expectations for some time that they will enjoy a nice retirement full of golf and cruises. The problem, of course, is that almost all that are planning to retire are broke or near broke.

Further weakening the situation is the fact that many of these potential retirees were planning on using their homes as a means to retire. As a housing bubble materialized in the mid 2000’s, these same people doubled down on this idea, took on more debt, and tried to hit a home run in the wealth department by leveraging up on the skyrocketing home values. We all know how that ended, and many of these folks that participated are now worse off years later as a result of a housing bust.

While using your primary residence as a retirement funding vehicle is probably silly in the first place, (Read More....)

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