The Truth About Teacher Certification In The U.S.

Posted by Admin | Posted in Featured | Posted on 08-09-2011

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When I was younger, friends and acquaintances told me that I should consider becoming a teacher, because they saw that I related well with children.  And, beginning in the 1980s, I began hearing that schools were “begging” and “crying” for teachers.  However, as I was growing up, I hated school.  For that and other reasons, I didn't begin to consider teaching as a profession until 1990.

I left high school in 1973.  Between 1973 and 1990, I went from job to job, with most of those jobs having to do with automobile repair.  I also stumbled into a B.S. in agriculture (soil science emphasis), with a minor in biology, and an A.A.S. in automobile technology.

In the 1980s, the State of Texas asked businessman H. Ross Perot to help to reform the education system in Texas.  One of the proposed reforms was intended to help people in other professions to “streamline” the process of becoming certified as teachers (partly by considering job experience as credit for some teaching courses, as applicable).  Apparently, many people who wished to change professions to teaching hesitated, because of all of the hours of classes required to become certified.  This proposed “streamlining” process initiated by Ross Perot could have—should have—helped me become a public school teacher, but, as you will read, it didn't.

In 1990, I sent a letter to the University of North Texas (UNT) in Denton.  I asked them to gather all of my college credits, and all of my work experience, and I asked them to tell me how far I was from becoming certified as a teacher.  In a few weeks, I received documents signed by a Betty Mason at UNT.  I was told that I qualified to be on what they called a deficiency plan.  This, apparently, was part of what Ross Perot suggested to make it easier to make a change of métier to teaching.  With that deficiency plan, I could be hired immediately by any public school district in Texas as a teacher of automobile technology.  However, after being hired, I was to take 18 hours of classes.  After taking those classes, I would be fully certified as an auto mechanics teacher.  From the time of my being hired as a teacher, I had two years to complete the 18 hours of courses (six classes).  If I needed an extension, I could request it.

I made zillions of copies of my deficiency plan, and sent copies of it all over the Texas, along with letters informing districts of my desire to become an auto mechanics teacher.  I received no replies.  I was surprised and disappointed.  I could see little evidence of anyone in Texas “crying for teachers.”  I wondered whether I should remain in the auto repair field, but “hard knocks” in auto repair drove me to look more into teaching as a profession.

In the spring of 1994, I decided to request permission to visit a school as an observer.  I spoke to an official with Katy Independent School District in Katy, Texas (a few miles west of Houston), and she told me that I could observe during two separate mornings.  I was to observe in a first-grade classroom.

I do not remember much about the first morning.  I refrain from telling the teacher's name, which I remember.  I'll call her Mrs. Blank.  I recall that the kids—even boys—often told Mrs. Blank that they loved her.  I was amazed.  When I was that age, I always thought that teachers were creepy and grouchy.

I remember, at the end of the first morning of observation, that some of the kids asked me to eat lunch with them in the cafeteria.  Mrs. Blank told me that I shouldn't trouble myself, and that the children were selfish, and did not consider my schedule.

On the second morning of observation, Mrs. Blank began the class by lamenting to the kids that she had, once again, failed to win the lottery, which she hoped to win, so that she could quit her job.

That second morning was “Library Day.”  Part of class time was to be spent in the library.

I had a “gut feeling” that one of those children would ask me to help him/her find a library book.  Would I, as an observer, not be allowed to interact with a student?  I asked Mrs. Blank about my concern, and Mrs. Blank blankly replied, “Don't say anything to students, unless they ask for help.  If one asks for help, then you can try to help.”

While we were in the library, a little girl approached me and told me, “I can't find a book.  Somebody told me that the book I want is in this library.  Can you help me?”  She knew the title.  I walked her over to the card catalog.  I told her that the card catalog had three parts—a “title” section, a “subject” section, and an “author” section.  I told her to look for the title section of the card catalog, because she knew the title of the book which she sought.  I explained that the titles were in alphabetical order, and I ensured that she understood the term, alphabetical order.  (Her title started neither with “A” or “The,” so we were able to focus on the beginning letter of the first word of the title of her book.)  I never touched the card catalog.  I gave her oral directions, and she looked through the cards.  She soon found the card with the title.  I told her to write down the big number (Dewey Decimal System number), because that would help us to find the book.  I showed her the numbers on each library shelf, and I told her that her book would be on the shelf with one number “smaller” than hers (on her scratch paper), and another number “larger” than hers.  I saw the book on the shelf before she saw it.  I waited for her to see the book on the shelf.  When she saw it, she exclaimed, “I found a book!  I found a book!”  Immediately, I was surrounded with kids who wanted to find books.  Of course, when that started, Library Day was brought to a close.  It wasn't until I began writing this article that I began wondering why, just when kids discovered that some knuckle-dragging stranger could find books in the library, our time in the library had to come to an end.  Was Mrs. Blank's schedule that tight?  If that day was “Library Day,” then why, when children found out that they could get help finding a book, was the curtain suddenly drawn on Library Day?  Why didn’t they accomplish the goal of Library Day, by seeing that each student seeking a book from the library got one?  It’s your tax dollars at work.

I've never answered several questions generated by having seen those kids find out that one of the students found a book in the library, and then surround me, with hope that I'd help them find books.  However, I only include this one question.  Why did the children not, initially, ask Mrs. Blank or the librarian for help with finding books?

Again, the kids asked me to eat lunch with them.  Again, Mrs. Blank told me that the kids were inconsiderate, and cared nothing about my desires, or my schedule.  I wanted to reply with, “You're not thinking much about their desires.”  I wanted to tell the kids, “I'd gladly eat with you, but Mrs. Blank thinks you're inconsiderate.”  But I simply left.

Also in the spring of 1994, I visited Livingston High School (LHS), with the Livingston (Texas) Independent School District (LISD).  Livingston is about 55 miles north-northeast of Houston, at the juncture of U.S. 59, U.S. 190, and State Highway 146, and at the edge of what is called the “Big Thicket,” which is a unique ecological treasure—sadly, a treasure disappearing behind the blade of the bulldozer, and under pavement and concrete.

At LHS, I started out visiting the auto technology department.  I also visited the biology teacher and the French teacher.  (I took four years of French in high school, and I still remember a chunk of what I learned.)  The auto mechanics teacher invited me to lecture in his class.  He said that he was going to be in the class, but that he had things to do.  He would be in the class while I lectured, and, if students tried to get out of line, he would straighten them out.  The facilitator in the French class and the biology teacher agreed to let me observe in their classes on the same day that I was to lecture in the auto tech class.  The French facilitator added that I could assist in her class.

I decided to give a lecture about Ohm's Law to the auto mechanics class.  I made that decision in order to impress on students the importance of learning as much as possible while in school.  I told them that my knowledge of Ohm's Law pulled my fat out of the fire many times, when I repaired vehicles.  I also told them that, in at least one instance, out of 13 other mechanics (and three service writers, a shop foreman, a QC man, and the service manager) in a dealership, I was the only one who was able to recalibrate a speedometer, because I was the only one who knew the required math.  (It was among the first electronic speedometers offered in cars.)  I hoped that at least one of the students would listen, because I knew that most people who take auto mechanics classes are seeking umbrage from academics.  I hoped that at least one student would wake up, and realize the importance of bringing knowledge of the 3 Rs into a modern auto repair shop.  Reading is useful for reading repair manuals.  Writing is useful for describing, in plain detail, what repairs were made.  Arithmetic is mainly for electrical problems.

My opinions about why so many auto mechanics are scornful of schools, and time spent in schools, must be reserved for another article.  I will note that, when I was in auto repair, I saw that a high percentage of auto mechanics were dropouts, and I frequently considered dropping out, once I entered high school.

After my lecture, the auto tech teacher told me that I should apply for his job.  He said that, though he was certified, his certification was in the area of wood shop.  He said that the district hired him because they could not find a certified auto tech teacher.  (I had probably sent a copy of my deficiency plan to LISD.)  According to him, the only thing that the students had learned in the class was how to replace spark plugs.  And that was in May, so they'd had 8+ months to have experience with brakes, &c.  He said that he was about to get his certification in special education, and that I needn't worry about taking his job.  I told him of the above-mentioned deficiency plan.  He said that I should have no problem with getting hired.

I found that the biology teacher was “together.”  I sat in on an advanced biology class, and those kids knew what they were doing, because the teacher knew what she was doing.  I was glad to have seen eager students learning in that class.

The French class was another story.

The lady front of the French class was certified—as a kindergarten teacher.  She was in a facilitator role in the French class.  The “real” teacher in the French class was on a television set—part of what was called the TI-IN program.  In the TI-IN program, schools which do not have a teacher of a specific subject have such teachers “piped in” via television.   Unfortunately, because there were 20 districts who had signed up to have this teacher teaching French, and because only one district on a given day had two-way connection with the TI-IN French teacher, students could ask the teacher questions but one day out of 20 days.  On the other 19 days, it was too bad for students which had questions.  (I doubt that I could have learned French via the TI-IN program.  I can't imagine not being able to ask questions in a class.)  It so happened that, on the day when I sat in, it was Livingston's turn to have two-way communication with the televised TI-IN teacher.

I sat in on a second-year-level French class.  I recognized many of the students in the French class from the advanced biology class, so I knew that they cared, and wanted to learn.  They would not have been in advanced biology class, had they not cared.  They would have been content with taking “baby food” classes.  But I soon saw that these students were not on a second-year level.  At least, they were not where I was, when I took French II.  When I took French II, we were writing paragraphs.  We had learned other verb tenses, in addition to the present tense.  However, in this second-year French class, the TI-IN teacher asked the class how to say the color pink.  No one knew.  (We had learned colors in the first quarter of French I.)  I whispered “rose,” to a couple of students nearby.  I whispered because I didn't want that the TI-IN teacher hear me giving away the answer.  But the students didn't know me, and weren't sure that I could speak French, so they were afraid to give my response.  Finally, the TI-IN teacher said that “rose” is the French word for our word, pink.  The students all turned to me and gasped, “Wow, he DOES know French!”  I was amused.  My knowing how to say “pink” in French is little indication that I know French.  I was also saddened, because, to them—otherwise honor-roll students—even knowledge of basic French was “Greek” to them.  That should not have been, especially in a second-year French class.

The TI-IN teacher stopped broadcasting at about ten minutes before the actual end of class.  Students then had time to talk to me.  One young lady's story cut me deeply.  She said that her grandmother lived in Louisiana, and spoke only French.  She had never spoken directly to her grandmother, other than greetings and “good-bye.”  She said that she took French specifically in order to learn to speak to her grandmother.  However, she said that, because of her bad experience in French classes at Livingston High School, she would never take a foreign language again.  Other students—again, all honor-roll students—expressed similar sentiments.

The facilitator told me that I should apply for a job with the district.  She said that I could teach, or, at least be a facilitator, in French classes, and also teach auto tech.  She was no pretender.  She wasn't trying to keep her job by keeping me from getting it.  She knew that she was in the class only to turn on the TV, turn it back off, and to keep students from killing each other, or from burning down the school.  She told me that, if I got her job, she could go back to her kindergarten kids.

On my way down the hall and back to one last visit with the auto mechanics teacher, I was stopped by the school principal—a Dr. Hill.  I do not remember his first name.  I do remember that, in college, he played football for the University of Houston Cougars.  I had heard that, during a game, he fractured a vertebra in his back.  He kept playing after the fracture, and wasn't aware that he'd received such a severe injury until after the end of the game.

“So, you lectured in the auto tech class,” said Dr. Hill.

“I tried, but I was nervous,” I replied.

“And you helped in the French class.”

“I tried.”

“And you helped in the biology class.”

“I just listened in there.  Those kids are sharp.”

“Biology, French, and auto tech...that's an unusual combination.”

“Yeah, I guess it's kinda weird.”

Then Dr. Hill asked me, “Do you want a job?”

“Yes!”

He told me what to do, and where to deliver the application.

The auto tech teacher urged me to apply for a job with LISD.  The facilitator in the French class also encouraged me to apply for a job with the district.  And here was the school principal coaxing me to apply for a job with the district.  I didn't see how I could miss.  But I could, and did.

I dropped off the application at the district office.  I was about to learn why, when I sent copies of my deficiency plan to school districts, I received no replies.  After a quick look at my application, the person behind the desk at the district office told me, “We can't hire you, because you're not certified.”

I pointed out the deficiency plan.  He ignored what I said, and what I showed him.  He thus ignored what was mandated by the Texas Legislature, stirred by Ross Perot.  He didn't like what the Texas Legislature had done.  If he had to go through teaching courses, so should I.  Whether I was already able to teach was irrelevant.  (And, as you will read, whether a “certified” “teacher” is ever able to teach is also irrelevant.  Certification is everything.  It’s as Andre Agassi used to say at the end of an advertisement for cameras:  “Image...is everything.”)  The school district official listened, instead, to the teacher's union.  It didn't matter that I had just walked out of an auto repair shop and had outdone two of his “certified” teachers in their own classrooms.  Life experiences were no shortcut to the lofty teacher certification program, in the mind of this mindless school district automaton.  The image of an army of certified teachers looked better, on paper, than one filthy, uncertified, unclean commoner taking on two classes.  One bad apple…

“You have to be certified.”

I told him about the French class, with a certified kindergarten teacher, and second-year students at a first-quarter, first-year level, and about the auto tech class which had spent an entire year learning to R & R spark plugs.  (I suppose that, after nine months, the students must have been pretty good at dealing with spark plugs.)

“We can't hire you without a certification, unless it's an emergency,” was the emotionless, apathetic, robot-like reply.

How much more of an emergency did this guy want?  Auto tech students had spent an entire year in a class in which the only thing that they learned was how to replace spark plugs.  And second-year, honor-roll students had, because of the French class, become disaffected about taking foreign languages.  When I saw those students in the advanced biology class, they paid attention.  In the French class, they spent much time cutting up.

Cutting up is one way that students mask disillusionment.

In the early '90s, during their six-o'clock news, ABC's Houston affiliate, KTRK-TV, broadcast a short series assembled by investigative reporter Wayne Dolcefino.  There had been reports that people were gaining alternative teaching certification in the Houston Independent School District (HISD) by buying answers to the certification test administered by the district.  KTRK sent someone “undercover,” and posing as a district employee seeking teacher certification.  (At that time, the largest employer in Houston was the school district.  With there being so many employees, for someone to pose as an employee was fairly easy.)  This undercover person had several meetings with an HISD official who worked in the alternative certification department.  Along close by the undercover person was someone with a hidden camera and microphone.  During those meetings (in a school district cafeteria), the undercover person repeatedly stated that he was afraid that he couldn't pass the test.  Finally, the alternative certification official said, “Look, there's a way out of this.  For $250, I can provide the test answers to you.”  A meeting was arranged for the next day.  On the next day, the person with the hidden camera recorded the HISD alternative certification official handing an envelope (containing test answers) to the undercover person posing as an HISD employee, after the undercover person handed an envelope containing $250 to the alternative certification official.  After that, a newsman walked up to the HISD official, and asked her how the alternative certification program was going.  She replied, “I'm pleased with the results.”

The newsman asked, “What was in the envelope you just received?  We have that transfer videotaped”

She hurried away, and said, “I have nothing more to say to you.  You can talk to my attorney.”

In another part of that series broadcast by KTRK, a visitor with a hidden camera filmed a “teacher” “teaching” English to a classroom full of children of illegal immigrants.  The visitor videotaped the “teacher” writing the following, complete with misspellings, on the blackboard, for student consumption:  “We bring good chear to the pepole.”  When the news department called the district, and asked them why “certified” teachers could not correctly spell “cheer” or “people,” the reply was, “They're trying very hard.  They're doing their best.”

Also included in KTRK's short documentary was information that many “teachers” from Mexico, and  hired to teach English to students, had provided the district with forged documentation.  Further, examination of much of that documentation revealed that, even if those documents had been legitimate, they did not meet Mexico's own requirements for hiring teachers in Mexico.

After having been caught with their drawers down (thanks to KTRK-TV and Wayne Dolcefino), HISD abandoned use of their own test for certification, and they adopted use of Texas' TASP test, in order to test candidates for alternative certification.

The TASP test was (in 1993-'95, and may still be) given to Texas college students between their sophomore and junior years.  Sophomores who did not pass the TASP test were not permitted to advance further, until they received remedial classes, and retook, and passed, the TASP.

When I asked HISD about their alternative certification program, they told me, “You can't even THINK about becoming certified with us, unless you pass the  TASP test.  So I took it.

The TASP test is in three parts—the “three Rs—readin', writin', and 'rithmetic.  The maximum amount of points to be given on each section was 300 points.  I made a score of 282 on the reading portion, 294 on the math portion, and 300 points on the writing portion.  It was academic pablum.  My guess is that I could have passed the TASP when I was in high school.

I have more about the TASP test, soon.

At that time, I blamed what I saw in Katy on an individual or two.  I blamed what I saw in Livingston on an individual school district, particularly some academically blind goof behind a desk at the district office.  And I blamed Houston's mess on Houston.  At that time, I didn't see a universal decline/failure of U.S. schools.

I still had a lot more “school of hard knocks” ahead of me.

In February of 1995, I signed up as a substitute with the Channelview Independent School District, which is about 15 miles east of Houston.

One day, while subbing in a fourth-grade class in Channelview, I was told that I was supposed to oversee activities during recess.  During recess, a little girl approached me and declared, “I bet I can run faster than you.”  I told her that I'd run backwards.  We raced, but I don't remember who won.  I am simply glad that I didn't fall and break my neck.  I felt that we all had won, because we were getting acquainted.  However, a “teacher” pulled me aside, and told me that I was not to be acting that way with children, because they would lose respect for me.  (No Patch-Adams-types are allowed in public schools!!)

On another day, I was assigned to work at Channelview High School's alternative school.  Three teachers were assigned to the school.  One was absent, so I was #3.  Immediately after the start of class, I noticed a young man in front of a monitor.  He was taking a test on ratios and proportions.  I watched him answer the first question incorrectly.  As soon as the second question appeared on the screen, he punched in an answer—another incorrect answer.  He also quickly answered the third question incorrectly.  Obviously, he knew nothing about the questions, and I figured that he would fail the test, unless he got help.  I walked over and made sure that he had scratch paper.  I gave him two equations.  I don't remember exactly what I gave him, but it amounted to what is below.

If a/b = c/d, then ad = bc.

The young man said that he'd never seen anything like that in any class.  He may have, and had simply forgotten it.  Its potential relevance may never have been stressed; perhaps never understood by any former “teacher” of his.  It was taught because it was part of the curriculum; not because of any understood relevance.  Anyway, I never said another word to him.  I stepped back and watched.  He read the next question.  He got his scratch paper, wrote something, and got the correct answer.  He answered the remainder of the questions correctly, and passed the math test.

One of the normally-assigned teachers walked over to me, and said, “So...you know math.”  I hoped that my knowing a little bit of math would not be a hindrance to me as a substitute.  She then told me that she had taken the above-mentioned TASP test three times, but that she couldn't pass the math portion.

Houston's school district told me that I couldn't think about becoming certified, unless I passed the TASP.  Fifteen miles down the road, Channelview's school district retained at least one “certified” “teacher” who could not pass the TASP, at least, not the math portion...so much for uniformity among “accredited” schools.

At that time, according to the State of Texas, that teacher in the alternative school had no business starting her junior year of college, until she passed the TASP test.  Yet there she was—certified and glorified and pasteurized—unable to help a student with 5th-grade math.  I say “5th-grade math,” because, later that semester, in that same district, I conducted a lesson on ratios and proportions to a 5th-grade class.

I had out-performed another “certified” “teacher.”  I'm honestly not bragging.  I'm lamenting.

Later that day, I subbed in a math class.  At first, the students were very quiet.  I was amazed.  I figured that they were busy because they knew what they were doing, and were dedicated.  They were so well-behaved.  Eventually, one student came to my desk and asked a question to me.  Soon after that, another student asked me the same question.  Alarm bells went off in my head.  I stood up in front of the quiet classroom, and I said, “Two of you have asked the same question to me.  I suspect that others have the same question.  I'm no math teacher, but I'll do my best to explain this.”  I began writing explanations on the board.  After that, I was “flooded” with kids coming to my desk and asking questions.

At the end of the class period, as they were leaving, several students stopped at my desk, and said, “We've learned more math in one day with you subbing than we learned during this entire year with our teacher.  He's a football coach, and he cares mainly about sports.  And what he knows, he can't make plain to us.”

I went to the next classroom and told a teacher what I'd just heard from students.  She replied, “They're just rebellious, and they want to see him fired.  Ignore them.”

On another day, I was assigned to a fifth-grade class in a Channelview school.  Much of the morning was spent in the gym, where cheerleader tryouts were held.  A “teacher” announced that the students were about to learn about an important responsibility of U.S. citizenship.  They were about to assess the abilities of those wanting to be cheerleaders, and were then to vote for the most qualified people.

In a longer edition of this, I wrote much about kids voting for cheerleaders, and the similarities with “adults” voting for public officials.  But this is already too long.

When we finally got back to the class, the lesson plan dictated that we have a session on ratios and proportions.  (Earlier, I mentioned that the “certified” “teacher” in the alternative school was not able to teach 5th-grade math to the student at the computer monitor.)  The students began yelling, “We've been on this for a week.  We don't get it.  Let's do something else.”  One young lady was particularly vociferous:  “I don't get it!”  I called her to the front of the room.

“Am I in trouble?” she asked.

“No, you're going to understand ratios and proportions before the end of the day,” was my response.  “You'll begin by doing work on the board.”

She spent a minute or two at the board, but left, protesting “I still don't get it.”  But, after a few minutes at her desk, she suddenly exclaimed, “I GET IT!”  I went to check her work.  Indeed, she had begun to understand.

This young lady was much taller than the other students in the class.  I found out that she was 12 years old, so I knew 1) that she had failed at least one grade, and 2) that she had to have received a lot of teasing.

She asked me for permission to stay behind in the classroom, and eat lunch with me.  However, no one, including me, would have liked the way that would have looked.  I asked her why she wanted to eat in the classroom.  She told me that she wanted to avoid being teased, because the kids teased her every day, during lunch.  I told her that I'd sit with them during lunch, and eat with all of them in the cafeteria.  No one teased her.

I told her, “You picked up ratios and proportions quickly.  I think you have a lot of potential.  Could your mother possibly help you?”  I had a feeling that I shouldn't have brought up either of her parents.

“Mom works at the Hollywood (a very seedy bar in nearby Cloverleaf) until two in the morning.  I hardly ever see her.  And I don't know who my dad is.”

This is such a sad story that no comment is needed.  Not only was her family ignoring this young lady, but the school had marginalized her, as evidenced by how the school allowed other students to treat her.  She was bright, and had heart.  Now, for all I know, she may be dead...no child's behind left.

In 1996, I attended a seminar hosted by HISD for people interested in joining an alternative certification program.  The lecturer started out by saying, “We want to protect children from teachers who are not certified.”  By that time, I had grown very cynical.  I wanted to stand up and shout, “We ought to make sure that these kids learn something, by protecting them from CERTIFIED teachers!”  By then, I knew that “schools” would continue to ignore Ross Perot's reforms passed by the Texas Legislature.  It was business as usual.

In January of 1997, having given up on Texas schools, I moved to Limon, Colorado, and I signed up to sub for 12 districts.

Eastern Colorado is sparsely populated.  Lincoln County (in which Limon is situated) is said to have a larger population of beef cattle than of people.  That is why I felt a need to sign up with so many districts.  I wanted work five days per week, and one small district would not provide me with subbing chores all week long, every week.  I had to sign up with as many districts as possible.  One district (Bennett) was 60 miles west-northwest of Limon.  At the other end, Cheyenne Wells was 85 miles south-southeast.

At first, I was impressed with Colorado's standards for substitute teachers.  In Texas, in order to be a substitute teacher, about all that I had to do was demonstrate that I had a pulse.  In Colorado, there were several “grades” of substitute teachers.  With each higher grade, more schooling was required.

When I went to sign up to substitute in Burlington, Colorado, I was happy to discover that Burlington's high school had a French program.  I spoke to the French teacher there, and told her that I spoke some French, and that I'd spent a few weeks in France by myself, and, while there, I was forced to speak almost exclusively in French.  I told her that, when I slept while in France, dreamt in French, because I was “saturated” in French.  I told her that, if I subbed for her class, she could count on being able to have a sub who could introduce new material, and not simply have to pass out worksheets, or have review work.  She replied that the union specified that “certified” “teachers” who had signed up as subs would be called before I would be called.  (Many retired “teachers” are on substitute lists.)  I asked, “They'll call them before they call me, even if certified teachers can't speak a word of French?”  She said that certification took precedence over my knowledge of French.

One day, in a fourth-grade class in Kiowa, Colorado, I was told that a “language specialist” would come to my class, and would do some lecturing.  While the language specialist was lecturing, I had permission to go to the teachers' lounge, if I wished to do so.  But, out of curiosity about what topic a “language specialist” would bring, I stayed in the class.

The language specialist began by telling the class that she was going to write “the 23 helping verbs” on the blackboard, and that the students were to copy those verbs, and commit them to memory.  Then she apologetically said that she would have to go out to her car to get the list, because she had forgotten to get the list out of her car.

I was amused.  If committing those verbs to memory was so important, why did this language specialist, who gave this lesson time and time again, to many classes, not have these verbs committed to her own memory?  What kind of example did that set?  How much importance did she place on memorizing those verbs?

I happened to remember the “23 helping verbs” from Mrs. Barnes' seventh and eighth grade classes at Baytown Junior High School, in Baytown, Texas.  (Mrs. Barnes once took me off to the side, and told me that I was the reason that people in the class behaved so badly.  She said that, if I were not in the class, it would be a good class.)  Thinking only about showing the class that the memorization of those verbs is important, I blurted out, “I think I remember those verbs.  Why don't I write those verbs on the board, while you're going out to your car to get your list?  When you get back, you can grade me.”

I made my list on the blackboard.

 

am                        be        do        have    may    can      shall               will

 

are                        been   did      has      might could  should            would

 

is               being  does    had     must

 

was

 

were

 
When the language specialist returned with her list, she looked at what I'd written on the board, and then glanced at her own list.  Then, to the class, she said, “Well, not only did he list all of the helping verbs correctly, but he also listed them in groupings which make them easier to memorize, than the list which I've been having students memorize.”

Although I'm not supposed to be in the business of attempting to “out-do” others, I have to call a spade a spade.  I out-did the certified language specialist in the fourth-grade class in Kiowa, and she admitted it.  I out-did her, in that I set a good example, by having the “23 helping verbs” memorized.  I out-did the certified teacher in the alternative school in Channelview, and she admitted it.  I out-did the auto tech teacher in Livingston, and he admitted it.  I out-did the French facilitator in Livingston, and she admitted it (though that wasn't a fair contest.  She had no training in the French language).  And I did so with most of my employment experience having been in greasy auto repair shops, while those teachers had been trained to teach.

While I subbed, I met a parade of people who said that they'd been hired as teachers under emergency certification.  No one ever made such an offer to me.

I temporarily gave up on pursuing teaching as a career in 1998, and went back to wrenching.  In 2000, I moved back to Texas—my home state.

While in Texas, a young lady who had just graduated from Midway High School (touted to be in the best school district in McLennan County, of which Waco is the county seat) told me that she hoped to attend Texas A & M University, and that one of her former teachers had written a letter of recommendation for her.  She showed me the letter.  I immediately saw several spelling errors.  I told her to ask the teacher to re-write the letter for her, because people at A & M may not like seeing a letter of recommendation with misspellings.

In 2004, I began another push toward a profession in teaching.  I began exchanging E-mails with people at Friends University, in Wichita, Kansas.  They seemed to be open to my notions about how to run schools.  Because I sensed promise at Friends University, and because I was going nowhere in Texas, I decided that, if my job in Texas played out, I'd pick up and move to Wichita.  My job played out.  I loaded everything that I could fit into an old 1985 Plymouth GranFury, which had once been a Colorado state patrol car.  I arrived in Wichita on May 4, 2005.  I signed up to work for a temp—Labor Ready.  I hoped to move into another job, as soon as possible, but I wished to begin making some money immediately, and to show potential employers that I'm willing to work.

After a month, I still hadn't found a place to live, so I continued to carry all of my belongings in that car.

On around the first of June, I finally made time to visit Friends University, and talked, in person, to the woman (a PhD) who was the head of the School of Education at the university.  As we talked, I implored her to tell me, after she had time to form an opinion, whether I was barking up the wrong tree, and whether I should forget about being a teacher.  I urged her to give me a straight answer, and not simply to seek another student to enroll in the university.  Eventually, I told her the story of the 12-year-old girl who had protested that she didn't understand ratios and proportions, but who, upon being shown, quickly learned them, and whose mother was not available to help her with math homework, because she worked in a bar until 2 A.M.  I don't believe that I finished that story to her before I broke down and cried.  I tried to control myself, but I couldn't help wondering where that young lady was, ten years later.  When I finally looked back up, I figured that the head of the School of Education would begin escorting me out.  However, when I looked at her, her face was beaming with a big smile, and she was holding a folder.  She wrote my name on it.  She asked me, “When do you think you can start attending here at Friends?”  I took that to mean that she thought that I might have what it takes to be a true teacher, and not a mere imitation, so many of whom I'd already seen.  And she prepared that folder for me, because, apparently she hope (expected?) that I'd soon start at Friends University.

Two days later, Labor Ready sent me to Halstead, Kansas.  A small hospital in Halstead had declared bankruptcy, and I was sent there to help gather old files for shredding/destruction.  Immediately after work, a city cop pulled me over.  I hadn’t registered my vehicle in Kansas, because I was still struggling with money.  I did get a Kansas license.  I hoped that the cop would see the Kansas license, and understand that I was trying, and struggling.  He mused that I might be a drug addict, because a wing of the hospital at which I'd worked had been converted to a drug rehab center.  He mused that the items in my car (my belongings) were stolen, and to be “fenced,” to purchase more drugs.  I showed him the papers which Labor Ready had issued to me.  Completely against the U.S. Constitution's (Bill of Rights) Article V, the cop had my car impounded.  Here are the relevant portions of Article V:  “No person shall be...deprived of...property, without due process of law.”  “Due process,” in my estimation, includes a trial by jury.  Of course, in our “land of the flea, and home of the slave,” this type of theft occurs with relative frequency, with impounds, and with Child “Protective” “Service” stealing children without due process of law, because We the wee people allow it.  All of my belongings were in that car.  I didn't have enough money to get the car out of impound, and I had no way to carry back the belongings in the car.  Immediately, the wise, “protect and serve” policeman in Halstead simultaneously created an unemployed person, because I no longer had a way to work, and a homeless person, because I could no longer afford cheap motel rooms.  So I ended up in a homeless shelter in Wichita.

Policemen, stirred by their handlers, are becoming more and more adept at finding dreamers, and slaying hope within them.  I feel more safe, because I know that cops will get all the bad guys, if they get good guys, too.  It’s like using a cast net.  You get some fish, and you get some creepy-crawlies, too.  The cops bring good chear to all the pepole, as HISD “teachers” brought to poor, unwitting students trying to learn English.

Someone in Michigan paid my bus fare from Wichita to Michigan.  I arrived in Michigan with a backpack containing a Bible, a Tracfone (pre-pay cell phone) and two or three changes of clothing.  I have been in Michigan for six years.  I now work in a foundry.  I've tried, until lately, to be a good American who doesn't dream, but simply works hard and stays quiet, and wants to stop those terrorists, and wants ObamaCare for all, as things become unhinged.

As far as I know, everything in my old GranFury is still in Kansas.  I certainly got none of it back.

About three years ago, a co-worker told me about his concerns that his daughter was not learning about English grammar in her 11th -grade English class.  I suddenly remembered that, in the 10th grade, I learned about gerunds.  I asked him to go home and ask her whether she knows what a gerund is.  She replied that she had never heard of a gerund.  I began asking local high-school students whether they knew what a gerund is.  No one had heard of a gerund.  Apparently, that school no longer teaches about gerunds.  My guess is that public schools have gotten away from teaching about gerunds.

My co-worker's concerns were well grounded.  His daughter was learning nothing about grammar in her public “school.”

Partly because of that co-worker's kids, I have begun to be interested in seeking out a place where my abilities may be used for a good purpose.

If you, the reader, are aware of any school which is not worried about a teacher having state certification, and is seeking someone hungry to teach, and capable of teaching, please show them this article.  I will honestly consider teaching in exchange for three squares, and a dry 2 x 6 place to sleep.  I'm not looking to get rich.  I'm looking to use my God-given talent to help others.

Mirabeau B. Lamar, second president of the Republic of Texas, said, in his inaugural speech, “(A) cultivated mind is the guardian genius of democracy.”

If Mr. Big Bucks and his cronies in Control Freak Land don't want interference from those pesky voters, and a pesky republic, wouldn't they be interested in seeing that schools begin “dumbing down” future generations?  Wouldn't they be interested in seeing that “legislators” find ways to side-step the Constitution?  Wouldn’t they perceive that getting rid of Mirabeau Lamar’s “guardian genius of democracy” would put them very close to stamping out our republic?  With a nation loaded with people with uncultivated minds, how can they miss?

Do you see that teacher certification does nothing toward giving the teacher a fund of knowledge?  According to my definition, a teacher is one who 1) has a fund of knowledge, and 2) is able to transfer that knowledge to others.  Part of a teacher’s fund of knowledge is knowing where to go to discover knowledge not already between the ears.

When I, a moron auto repairman, enter a class, and out-do “teachers” at their own game, something bad is wrong.

If you, the reader, are wondering about public schools, and whether they are, indeed, “dumbed-down,” perhaps this will help you to make up your mind.  Public schools in the U.S. waste billions of tax dollars.  We, the people, can put a stop to public schools, and bring true education of children back home.  It will be a long, hard process, because many adults are now “dumbed-down.”  But the alternative is much more frightening than what I've already witnessed in public schools.  While you're online, type into your search engine something along the line of “school test questions 1890.”  You will soon find that people in the 8th grade in 1890 were asked difficult questions on tests.  Many current college students would struggle (or fail) to answer those questions correctly.  Now look at where we are in schools.  Look at the trend.  Again, the result of doing nothing is much more frightening than if we choose to do the hard work of repairing things.

My people are destroyed for a lack of knowledge” (Hosea 4:6).

***The preceding article was written for The Truth by author Jimmie Parr.  I hope that you enjoyed reading Jimmie's story as much as I did.***

The Truth About The State Of Public Education

Posted by Admin | Posted in Featured | Posted on 30-08-2011

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***The following letter is reproduced on The Truth by the original author, Jimmie Parr.  I think that you will find it very enlightening.***

Dear friends,

The reason for my concern about the topic of this letter is that I used to function as a substitute teacher, and once thought about becoming certified as a teacher.

A few weeks ago, a co-worker told me that he was concerned about whether his child was learning any English grammar in his/her 11th-grade English class. As I thought about what grammar lessons I had in high school, I remembered Mrs. Jenkins’ 10th-grade English class, at Robert E Lee High School, in Baytown, Texas (home of the famous Robert E. Lee Fighting Ganders). I remembered Mrs. Jenkins’ lessons about gerunds, participles, and infinitives. I wondered whether this co-worker’s child knows what a gerund is. And I wondered about whether other students know what gerunds, participles, and infinitives are. I have asked several local students (current and former students of Laker High School, and some 11th graders, including the young lady who works in the public library in Pigeon) about gerunds. I have yet to find anyone who knows what a gerund, participle, or infinitive is.

I understand that one of these students at Laker High School asked the above-mentioned 11th-grade English teacher what a gerund is. His response was that he’d heard enough stupid questions from that student, and informed that student that any more “stupid” questions would land that student in the office.

This teacher left himself open to the notion that he doesn’t know what a gerund is. Had he answered the “stupid” question, he wouldn’t leave anyone wondering about whether he—on a taxpayer-funded payroll as an English teacher—knows what a gerund is. Now, several people are left wondering about his fund of knowledge; about the abilities of other teachers at Laker High School, and about public school teachers, in general.

When I was young, I used to hear that the only “stupid” question was the question which wasn’t asked. Times change. Have schools changed? Are some questions asked in class now considered “stupid questions?”

That a “teacher” would deem “stupid” a question about English grammar, in an 11th-grade English class, is intolerable. It is beyond disturbing. It is beyond disconcerting. IT IS INTOLERABLE. You shouldn’t tolerate it. Parents shouldn’t tolerate it. That teacher shouldn’t tolerate that, in himself.

For starters, anyone who heard that teacher tell that student that the question about gerunds is a stupid question needs to hear an apology from that teacher.

I am concerned for the final grade of the student who asked the “stupid” question. That student’s grade could be lowered, significantly, as “payback” for this kind of news about the school getting out. But I am more concerned about the condition of your school, or, at least, of any classes which the above-mentioned teacher teaches. So, at risk of getting that student who asks “stupid” questions in trouble, I am letting you know about my displeasure.

I believe that you people should move to ensure that no student who asks a question pertinent to English grammar in an 11th-grade English class need worry about a grade being lowered. I can tell you that that assurance is not there.

One thing that I find ironic is that I had just heard about another Laker student who was learning about how “free” we are, in this country. Yet, in that same school district, students fear for their grades, because they dare to ask an English teacher what a gerund is.

I will not discuss, in detail, my suspicions that public schools are being “dumbed down,” deliberately. But I believe that the fact that a blue-collar slob informed an 11th-grade student about gerunds before anyone in your school informed that student about them speaks volumes.

I graduated from high school in 1973. I doubt that many people in my graduating class remember what gerunds are, but I do know that we had lessons about them. The fact that I can’t find a local student who knows what a gerund is makes me suspect that Laker High School is not teaching what a gerund is. That makes me think, “dumbed down,” about public schools. And I graduated from a school in Texas, which never has had the best schools.

In closing, I strongly suggest that anyone who cares about students check out John Taylor Gatto's website, and Charlotte Iserbyt's website. I happen to know that this English teacher has been teaching, in his English class, that anyone who eats hot dogs is eating cats and dogs. Because he wishes to be controversial, I’d like for that English teacher to bring up the above-mentioned websites in his classes, and attempt to disprove their notions, point-by-point.

Don’t be a passive, “just following orders,” part of a tragedy. Fight it.

Sincerely,

Jimmie Parr

Hanging Onto Truth: Where Our Country Came From And Where It Is Going

Posted by Admin | Posted in Politics, Religion, Society's War On Christianity | Posted on 16-08-2011

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***The following is a guest post for The Truth by Alisha Venetis, co-founder of The Prep Room - an online store specializing in emergency preparedness supplies.***

America the Beautiful

Probably like most of you, our family spent this past July 4th celebrating the official birthday of the United States of America’s Independence. We were fortunate enough to go on a friend’s boat on Lake Michigan in Chicago to watch an amazing fireworks display. Unlike previous years, Chicago did not host this celebration. Similar too many other cities across the nation, Chicago cancelled their fireworks due to being financially broke.

As we watched the celebration and listened to patriotic music playing in the background, I found myself covered in goose bumps. I looked at my children, as they oohed and aahed, wondering if they understood the unique greatness of this country and how God has blessed it so. And, more importantly, if we fail to educate them on how we gained the freedom we celebrate every year, will it one day be no more?

The greatest concept in the history of civilization is that man should be morally free (not free without morals) and that no man, or anything else for that matter, should take that away from him. The further we get from this ideology the further we get from truth and freedom.

A recent Marist survey revealed that only fifty-eight percent of those polled knew that the United States declared its independence in 1776, and three out of four knew from which country we gained our independence. Not surprisingly, the younger the respondent, the less likely he or she was to know the answer.

A similar question is being raised by many, including a recent Time Magazine cover story, which asked whether or not our Constitution still matters? When Americans were asked how much they knew about the U.S. Constitution, sixty-seven percent responded that they only knew “some”.

Is it just a sign of the times and we are no longer interested in how we became a great nation? Or has there been an intentional “dumbing down” effort, carried out by the leaders of our educational system? Is it possible that, when we took God out of our schools, we also began taking away any remnant of God's handiwork? After all, if you can't teach about God, how can you teach about a God-inspired document, such as the US Constitution?

Rewriting History

In 2006, State Senator Obama visited Europe and the Middle East, where he made a series of speeches. Before his final speech, Obama stood next to Turkey's President and stated that in the US, "We do not consider ourselves a Christian nation or a Jewish nation or a Muslim nation. We consider ourselves a nation of citizens who are bound by ideals and a set of values." Perhaps this is what recently led Michelle Obama to say that President Obama ”knows we are going to have to change our traditions and our history”. I wonder if some of that history-changing has to do with denying that our nation was founded on Judeo-Christian principles created by God-fearing men?

As cities decide to do away with Fourth of July celebrations we give rise, once again, to not celebrating what God has done for our country. The signing of the Declaration of Independence is arguably one of the greatest days in our nation’s history. These are not just my words, but the words of John Adams, a Founding Father. In anticipation of the signing of the Declaration of Independence, Adams wrote to his wife Abigail:

“The second day of July, 1776, will be the most memorable epoch in the history of America. I am apt to believe that it will be celebrated by succeeding generations as the great anniversary festival. It ought to be commemorated as the day of deliverance, by solemn acts of devotion to God Almighty. It ought to be solemnized with pomp and parade, with shows, games, sports, guns, bells, bonfires, and illuminations, from one end of this continent to the other, from this time forward forever more”.

Inherited By Our Creator

The United States Declaration of Independence was adopted by the Continental Congress on July 4, 1776, and gave rise to the United States Constitution. The Declaration announced that the thirteen original Colonies (then at war with Great Britain) were now independent states, and thus no longer a part of the British Empire.

The Declaration had 56 signers, which included a “Committee of Five”, Thomas Jefferson, John Adams, Benjamin Franklin, Robert R. Livingston and Roger Sherman. The signers of the Declaration of Independence were an intelligent, religious and ethically-minded group. Half of the men held seminary or Bible school degrees and four of the signers were current or former full-time preachers

One of the best-known sentences in American History is the preamble. This section states the ideas and ideals of the Declaration; that everyone has certain rights given to them by God. “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are life, liberty and the pursuit of happiness.”

The next section of the Declaration is often called the “right of revolution". It states that the government can only get their power from the people. If the government violates the rights of the people; then the people have not only the right, but the duty to "alter or abolish" that government and provide a new one for future security.

The next two sections are a list of charges against King George III. The Declaration states that he violated the people’s rights and was therefore unfit to be their Ruler. The King no longer made laws for the public good and got rid of those that did. He created a

multitude of new offices, officers and laws to harass the people and he imposed taxes without consent. The signers described their unsuccessful attempts to appeal to the Parliament of Great Britain.

The document’s last sentence ends just as powerfully as it begins, demonstrating the signers reliance on God, the Supreme Judge of the world, to know their moral conscience in creating this document. “And for the support of this Declaration, with a firm reliance on the protection of divine Providence, we mutually pledge to each other our lives, our fortunes and our sacred honor.”

God Shed His Grace on Thee

The Founding Fathers were not all Christians or conservative in their theology, however they were all God-fearing. To take God out of the equation would in essence change our history.

As Patrick Henry once stated, “It cannot be emphasized too strongly or too often that this great nation was founded, not by religionists, but by Christians”. John Adams reiterated this sentiment when he wrote to the Officers of the First Brigade, “Our constitution was made only for a moral and religious people. It is wholly inadequate for the government of any other.”

Lastly, for many that believe that the separation of Church and State was to keep God out of the schools, let us read the prophetic words from the “Father of our Public Schools”, Benjamin Rush. “Let the children be carefully instructed in the principles and obligations of the Christian religion. This is the most essential part of education. The great enemy of the salvation of man, in my opinion, never invented a more effectual means of removing Christianity from the world than by persuading mankind it was improper to read the Bible in our Schools.”

The signers knew how powerful the Declaration of Independence was; so much so it may cost them their lives. After Congress signed the Declaration, John Hancock supposedly said they must now "all hang together" and Benjamin Franklin replied, "Yes, we must indeed all hang together, or most assuredly we shall all hang separately."

If our nation turns away from our founding documents, we turn away from what God ordained. Only God can give people the freedom to have life, liberty and the pursuit of happiness, not the government (no matter how big it is). Our Founding Fathers were willing to hang for this truth. At the very least, we should be willing to hang onto this truth as well.

Buying Rural Property In a Declining Real Estate Market

Posted by Admin | Posted in Economy | Posted on 17-07-2011

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****Today we have a guest post by Barbara Fix.  She is an outstanding writer and I think that you are really going to enjoy what she has to share with us below.  We encourage everyone to visit Barbara at the Survival Diva Blog http://www.survivaldiva.com/.****

Many of us have dreams of buying a cabin or a home on acreage, but if you haven't been able to afford your dream property, take heart. There may be factors you are unaware of.

Get Your Land For Free!

Yes, you heard right! Places like Beatrice, Nebraska: Curtis, Nebraska: Marne, Iowa; and rural land dotted throughout Kansas are being offered for free in an attempt to infuse sagging populations. If you are not shy of open spaces with few amenities, and you are willing to pre-qualify for a home loan, or build a home within a certain time-frame, it's time to do an Internet search to see what's available.

It's likely this trend will continue as small towns seek to draw new blood. So, what's the catch? With each new student, these struggling communities receive increased revenue from the government for schools. They also stand to increase their coffers with property and income tax revenues.

The Value should be in the Property, Not the Improvement

If you have your heart set on a specific location, and a modern day run at open plains doesn't pique your interest, there are great deals on both developed and undeveloped properties out there these days, provided you keep one simple rule in mind. When purchasing property; it's safest to have the larger portion of investment tied to the property, rather than in the improvement. Historically, acreage does not have a tendency to "crash" as does brick and mortar. When friends or family ask for advice about purchasing a home in the city or a suburb in today's market, I advise against it. There is a good chance the market will continue to adjust lower than current levels. Having said that, investing in land where you can raise farm animals and grow a garden is not the same as buying a McMansion. Property that allows you to provide for the future is more of a lifestyle choice and it offers the ability to survive whatever the economy has in mind for us in the future.

Where to Find the Best Deals on Rural Property

For Sale by Owner properties are often more affordable, provided the seller lowers the price of their property by the 6%-7% normally paid to a real estate agent. Just make sure that you do your homework when dealing with a For Sale by Owner, so the savings you realize by leaving out a professional won't come back to bite you later on (more on this later).

Lease Purchase is on the increase and for those concerned over where the market is headed, this approach is safest. Typically, you will pay the normal first, last, and deposit as you would with a rental, and a portion of the monthly "rent" goes towards your down payment. The benefit of a lease-purchase is that you can live the lifestyle you choose, but should the market take a nose-dive, the price can be renegotiated before purchase. Have a professional look over the paperwork of a lease purchase before committing to it.

Raw Land is an option for a handyman who has the skills to build their own cabin or for those who plan to have their dwelling professionally built. While living in Alaska, it was common to meet homesteaders who dug basements and lived there while they built up cash and carry. Others started with a garage or small barn and utilized the space as home base while they built their home as money became available. In the Shelter Section of New Homesteading we will be sharing various building methods such as straw bale, adobe, cob, and other building methods for do-it-yourselfers. If you are handy and don't mind lots of hard work, you can save an incredible amount of money by building your own home.

One of the biggest upfront costs and risks of buying raw land is drilling a well. It helps to have a perk test done on the property-this is normally provided by the seller-but my advice is to request the owner pay to have the well dug and roll the costs back into the property sales contract. It takes out the guesswork.

Mortgages have never been available on raw, unimproved land, as mortgage lenders attach the improvement (home or cabin), rather than the land, should a borrower default. Before the recent real estate crash, owners often held out for a cash sale on raw land, but those days are long gone, leaving sellers open to owner-carry contracts. When negotiating the interest rate on a loan, keep in mind that the interest rate you pay the seller will be far better than what the banks are paying for interest accrued on monies sitting idly in an account. There is always room for negotiation!

Owner-Carry loans are not the same as lease purchase. They are a binding sales contracts agreed by the buyer and seller at a specific interest rate for a specified period of time. As the buyer of a property, the interest rate on an owner-carry contract can be written off at income tax time.

It's possible to find screaming deals on Owner-Carry loans, but go into this type of real estate loan with your eyes wide open. Most of the time, you will be dealing with an honest owner who simply needs to get out from under a property. Rural settings come with greater difficulties in regard to a mortgage loan and sometimes lead to sub-prime loans, but as mortgage lenders grow increasingly weary of what they deem as risk, these types of loans have all but dried up. Sellers aware of this are moving towards the owner-carry loan when they own the property outright.

As with any business deal, there is the potential for predatory practices involving real estate that may have you headed for court. Should a seller ask for interest rates that steadily climb over time, or request a balloon payment, beware! There will be more on this later under Avoiding Pitfalls.

Multi-Family Homes now make up a sizeable portion of home sales over the past few years. Groups of families have banded together to help one-another through this shaky time, and I for one applaud them. Gardening and homesteading chores may be shared, and by pooling resources, financial solvency is much more likely.

Mortgage loans for group ownership are fairly simple to do with a Tenancy In Common-but be aware that not all states allow them. When seeking such a loan, it is best to refer to an attorney to address issues as to how taxes and property improvements will be divided. It is also important to agree on inheritance issues should a member pass away.

Thinking Outside the Box may lead to interesting alternatives. If you have a pioneering spirit, what about pulling a 5th Wheel on to an undeveloped property and living in it while you build your home? By selling the 5th wheel once your structure is complete, you stand to recoup the money spent on your temporary shelter. Many have done this with great financial results!

Manufactured Homes have always been a financing challenge, and have been hit hard with the current real estate downswing. Where once sub-prime loans were available for manufactured homes, they are now difficult to find as mortgage lenders grow increasingly squeamish to risk.

For the most part, manufactured homes are located in rural settings due to building codes that disallow them in many towns, cities and some suburbs; therefore great deals can be had on them in today's market. Sellers who have paid off their mortgages and need to sell have turned to owner financing and in some cases the asking price may be pennies on the dollar.

Before you search, however, be aware that manufactured homes older than June15, 1976, were not eligible for financing even during the real estate boom and certainly will not be in the future. The problem is poor snow loads built into roof structures and issues with poor insulation. Even for those who can afford to pay cash, keep in mind, should you decide to sell your property later on, you may have a difficult time finding someone willing to hand over a chunk of cash.

Other concerns to watch for are manufactured homes that have been moved more than once or a singlewide. A manufactured home that has been moved from, say, a park to a property is disqualified from a mortgage loan. The problem that surrounds a singlewide is their history of depreciation, of which lenders are only too aware. Loans on singlewide manufactured homes are difficult to find, and when found, always come with a high interest rate.

The exception to the rule is purchasing a property that comes with a give-away trailer or manufactured home-usually dilapidated or older than June 15, 1976. This strategy works well for anyone interested in building a home or cabin that needs a roof over their head in the meantime. Be aware that once you're through building your home, it costs upwards of $1,000 or more to move a trailer or manufactured home from the property, depending on roads and the distance involved.

Avoiding Pitfalls

Earnest Money Agreements include rights of refusal should the property not pass a home inspection or title search. Be certain to include other contingencies such as loan approval. In a case where you must sell an existing home, the earnest money agreement should include a clause stating if you are not able to sell your home within the time frame you and the seller agree on (typically 60 - 90days), your earnest money deposit is reimbursed in full.

Owners cannot be expected to watch out for your interest and they are not held to the standards of professional real estate agents. Always watch out for your interest!

The amount of an earnest money down payment is negotiable, and many times, a deposit of $1,000 is sufficient to prove your interest, but no more.

Seek a Professional if you are unclear about an owner finance, lease purchases, or lease option property agreement, because once you've signed, it becomes a legally binding contract.

Title Insurance is relatively inexpensive for the protection it offers a buyer and should be part of a sales agreement, even when it isn't mandatory to a sales contract. Title insurance protects you against builders liens, property tax & income tax liens, building code issues (like discovering the shed that came with the property is built partially on your neighbors land and must be moved) and it will verify that the seller is the legal owner of the property with the right to enter into the sales contract. They also check that your property in not on a floodplain, something to be avoided, as not only is your property at greater risk, floodplain insurance is usually ten times the expense of a normal homeowner's policy.

Set up an Escrow Account so that payments you make each month have a third party involved proving payments were made and should a dispute arise, you have proof of payment. Escrow payments can usually be set up to pay homeowner's insurance and property tax each month, which avoids the annual surprise when the full bill comes due.

Home Inspections should always be performed, even when you are paying cash or the financing is owner finance-especially when it is owner financing. It's doubtful an owner would offer you a checklist of everything wrong with a home. To find out the substructure of your new cabin is termite-ridden or the foundation is on the verge of collapse after a purchase means untold headaches and legal battles down the road. Should a problem be revealed during a home inspection that may be repaired yourself, this is a perfect opportunity to take the amount of repair and labor off of the sales price. With hard work, you'll be able to build instant equity in your new property.

Don't Overpay especially in a market that hovers up and down and plummets without warning. Offering 10%-20% less on a property helps protect your investment. This is not a case of taking advantage of the seller, but rather cushioning your investment against the threat of market decline.

Request the owner of the property pay for an appraisal, to ensure you pay no more than a property is worth. If you can't get owner agreement, you may pay for the appraisal yourself.

However, if money is tight, there is another way to determine market value of a property through title companies. Most have programs they can run in your specific area to help you determine value. Assessment departments in the area may also be able to help. When all else fails, you can approach a real estate agent and trade their expertise for a modest gift certificate to their favorite restaurant.

Credit Rating Doesn't Always Compute with owner finance, and it's not uncommon for the transaction to be done without a credit check. For many, short-term financial hiccups led to dings in credit rating, but in this case, the seller is more concerned with the down payment made to their property. The larger the down payment, the less likely it is that you will default on the loan. Buyer default returns ownership to the seller. Any improvements made to the property, monthly payments, and down payments are kept by the seller, leaving the original owner free to resell the property. For this reason, it is wise to negotiate a cushion of time before the default process takes effect, which can be written into the sales contract should you lose a job or suffer a temporary setback.

Balloon Payments can be a death keel to a property owner when they come due! For instance, should you agree to a balloon payment 5 years from the original property sale agreement, you must either secure a loan or pay cash to the owner by the date agreed upon. Considering rural home loans are getting harder to find, and there is no way of knowing what the state of the market will be at that 5-year mark, you stand the chance of losing the property if you are unable to find a loan or produce cash. This would put you in default and any improvements, payments and down payment is retained by the seller, leaving them free to resell the property.

Don't Agree to Sliding Interest Rates as many times they are a "hook" to reel in buyers. It is easy to get distracted by that "perfect" property and ignore the ramifications of a sliding interest rate that steadily climbs. This practice makes it easy to pay the property payments at the beginning of the contract, but may force you to refinance soon after, or lose the property.

"Grand fathered" Properties are properties built before new building codes and thus excused from new regulations until changes are made. Therefore, should you find that jewel of a cabin overlooking the lake as perfect once a second story is added, better look before you leap!

Should you attempt to do an addition on a grand fathered property, you may find that your jewel of a cabin just became a noose around your neck.

Visit Survival Diva Blog http://www.survivaldiva.com/ for more information on rural living, gardening, home canning, food storage, and tips on combating skyrocketing food prices.

Survival Diva, Barbara’s preparedness book is available August 1, 2011 http://www.survivaldiva.com/ Download for just $3.95

China Winning the Race for Central Asia’s Energy Riches

Posted by Admin | Posted in Enviromental | Posted on 02-07-2011

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Many western analysts have described the post-Soviet tussle for Caspain and Central Asian energy reserves as the new "Great Game, except this time around, Russia is facing the U.S. rather than the British empire.

To a dispassionate outside observer however, what is most striking about the prolonged wrangle between Moscow and Washington for hydrocarbons, military bases and influence is the emergence of an understated sly newcomer who has managed to bag many of the region's assets - China.

There are many reasons for this, despite the fact that both Russia and the U.S. both seemed to hold winning hands.

For Moscow, quite aside from its colonialist legacy was the fact that it controlled the Truboprovodnaiia sistema Sredniaia Aziia-Tsentr (the Central Asia-Center, or SATS, pipeline system.) Russia's natural gas monopoly Gazprom controls the SATS complex of pipelines, which run from Turkmenistan via Uzbekistan and Kazakhstan to Russia. The SATS eastern branch consists of SATS-1, 2, 4 and 5 pipelines, which were built between 1960 and 1988. Construction began after the discovery of Turkmenistan's Dzharkak field, with the first SATS section coming online in 1960, while SATS-4 was commissioned in 1973. Simply put, after the 1991 collapse of the USSR, Central Asia's only opportunity for energy exports was controlled by Russia, which was determined to obey its new-found capitalist mantra of "buy cheap and sell dear."

And where did Gazprom sell its Central Asian natural gas?

Europe, or course.

In 2008 Gazprom's sales to the European Union were nearly 170 billion cubic meters (bcm) out of a production of 550 bcm. Gazprom's share in the global and Russian natural gas production is 17.3 percent and 85 percent, respectively. Turkmen exports represent a quarter of Gazprom's EU exports, but the company also buys 15 bcm of Kazakh gas and 7 bcm of Uzbek gas.

The boulder in Gazprom's shoe is that the Russian domestic market, which is heavily subsidized, now accounts for about 70 percent of the company's production, with domestic consumption rising by more than 3 bcm a year. Accordingly, to free up as much indigenous production as possible for export, one-third of Russian internal gas usage has to be supplied from non-Gazprom sources.

And the Americans?

Well, after 1991 they showed up, checkbooks and democracy and human rights lectures in hand, determined as much as Moscow to buy local assets at fire-sale prices. Unlike oil, natural gas can only be pipelined or, in an expensive procedure, liquefied for transport.

Which left the Central Asians irritated at both parties.

Enter Beijing - cash to hand and no annoying lectures about political systems or human rights.

On 14 December 2009 China and Turkmenistan formally opened the first section of a 1,139 mile-long, 40 bcm per year natural gas pipeline, financed by China National Petroleum Corporation (CNPC), China's largest oil and gas producer and supplier. The Turkmenistan-China pipeline has since been expanded to carry Uzbek and Kazakh natural gas.

More pipelines flowing eastwards from Central Asia are under construction.

The moral of this story seems clear - those who simply show up with cash and sign mutually beneficial contracts are likely to prevail over Kremlin denizens expecting gratitude for a century of servitude, much less Yankee Wall St wizards seeking to screw the locals whilst prattling on about free markets and democracy. The final race for Central Asian energy is far from over, but at the moment, Beijing's mandarins are winning.

Source: http://oilprice.com/Energy/Energy-General/China-Winning-the-Race-for-Central-Asias-Energy-Riches.html

By. Dr. John C.K. Daly for OilPrice.com. For more information on oil prices and other commodity related topics please visit www.oilprice.com

The Truth About The Masses & Their Finances

Posted by Admin | Posted in Economy | Posted on 31-05-2011

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We’re entering into a phase of American society that is undoubtedly going to be rather tumultuous and interesting. There are big changes in the works that take years to materialize, but the impact of them will be nothing short of massive. I’m going to attempt to outline some of these major developments.

The area I’m discussing here is mostly financial but the ramifications spread outside the realm of finances. We’re going to start with demographics. In America and other developed countries, we have a bit of a conundrum as aged workers enter the latter years of their life where they have had embedded expectations for some time that they will enjoy a nice retirement full of golf and cruises. The problem, of course, is that almost all that are planning to retire are broke or near broke.

Further weakening the situation is the fact that many of these potential retirees were planning on using their homes as a means to retire. As a housing bubble materialized in the mid 2000’s, these same people doubled down on this idea, took on more debt, and tried to hit a home run in the wealth department by leveraging up on the skyrocketing home values. We all know how that ended, and many of these folks that participated are now worse off years later as a result of a housing bust.

While using your primary residence as a retirement funding vehicle is probably silly in the first place, it’s been completely shattered as a sound strategy due to the housing bust.

The result is millions of people who are struggling to keep their jobs amidst a tough economic climate and who have too much mortgage debt and not enough retirement savings. Where does this go? The answer is a lower standard of living. The baby boomers will be cutting back in every area you can think of: housing, day-to-day spending, vacations, etc.

Of course this same demographic has been responsible for the majority of the excess consumer spending that has fueled the American economy in recent decades, so as the massive group of people shifts from excess consumption to excess saving and cutting back, you can imagine the impact it will have on an economy that is approximately 70% consumption.

Switching gears momentarily, let’s also look at unemployment in this country which is a structural issue, not a cyclical one. The recent recession gave the corporations in this country a way out with regards to excess labor. It provided an opportunity to cut back on costs big time. The result was a spike in unemployment.

Even as revenues have come back for corporations, these same companies are still not hiring back. The companies have instead increased productivity via technology and other means and are able to operate their businesses with fewer bodies. Corporate profits are way up as a result.

Unfortunately, most Americans just assume they will have a job because companies need warm bodies to do various tasks. Rather than work hard to improve skill sets and/or start businesses, most Americans sit on their couches waiting for a job to come to them. This naturally leads to politicians who promise these same folks that they will provide jobs for them. The problem is that a politician can’t provide sustainable employment.

Moreover, jobs are the wrong focus anyway. The country could employ 10 million people to dig holes and fill them back in and we’d drop our unemployment, but it would be zero economic benefit (and in fact a negative economic benefit). Rather than promise jobs, politicians need to work towards an economic environment that leads to innovation and wealth creation. This is what leads to better jobs for masses.

As jobs continue to be unavailable for millions of Americans, there is a real problem coming our way. College graduates are idle because there are no jobs, and baby boomers are being forced to retire early with no retirement funds. The standard of living decline for the masses will likely lead to a reinforced cycle of further declines in the standard of living based on a deflationary economic cycle feedback loop.

So, what does this mean for you? The folks aware of this environment will be better off. There will always be opportunity for those of us willing to work hard and to think outside the box. Waiting around for the next Presidential candidate to “fix the economy” is a dead end, and those who don’t take action into their own hands will be worse off with each passing year.

I hope realizing the realities that I’ve discussed in this article will help you take your own action and you will work hard to make things happen for yourself rather than look to a politician for your assistance.

Kevin is a freelance writer who frequently writes on the topics of Financial Freedom and Dividend Stocks.